Original author: Mia Taylor When it comes to home buying, the 30-year fixed-rate mortgage has become the unofficial standard, an option utilized in the vast majority of purchases. But how did this financial instrument grow to be the go-to for countless Americans? More importantly, does opting for a non-standard term, such as a 20-year mortgage,

You may have heard that the strict mortgage rules and a rise in interest rates have caused a decrease in the number of home sales in Toronto recently. This may not be music to your ears whether you’re a buyer or a seller, but there are still plenty of opportunities in the market. Here’s what